The general rule: foreigners cannot own land in the Philippines, but there are well-used legal paths to own a home.
Condominiums
Foreigners may own condominium units outright, as long as foreign ownership in the project stays within the 40% limit set by the Condominium Act. This is the most common route for overseas buyers.
Long-term lease
Land can be leased long-term, which suits house-and-lot scenarios where ownership of the land itself isn't possible.
Through a corporation
A Philippine corporation that is at least 60% Filipino-owned may own land. This must be structured genuinely and lawfully — anti-dummy rules are taken seriously.
This is general information, not legal advice. Consult a Philippine lawyer for your specific situation.
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